The Direct Payments System.
Funding care your way — with control, flexibility, and dignity



What are Direct Payments?
Many people use direct payments to hire personal assistants, giving them greater control and flexibility. If you need help managing funds, support is available — Money Carer has over 15 years of experience in this area.
You’ll need to record how the money is spent, with local authorities reviewing this periodically. Direct payments are available across the UK for adults with disabilities (including those lacking mental capacity), carers, and families of disabled children. They cannot be used for residential care or services delivered directly by local authorities.
Direct payments have been in place for over 20 years and are now also offered through personal health budgets, managed by NHS Integrated Care Boards (ICBs) for people with ongoing healthcare needs.
Money Carer’s Direct Payments service is powered by our banking platform Monika – that enables you to use and manage your direct payments – with managed or self managed options.
What are the core features of our Direct Payments service?
Document Sharing,
Secure & Instant
Budget Integration
Payroll
Invoice Wizard
Bulk Payments
Information, Advice & Guidance
Sweep Technology & Transaction Alerts
Secure Portal
The Costs
Managed Account
Payroll Service
- £8 per payslip – each additional employee is £2
Direct Payments Account
About Money Carer
To power this mission, we created Monika — an all-in-one banking platform for Appointees, Deputies, and those managing care-related funds. Monika enables fast account setup, full oversight, and seamless daily banking in one secure system.

More choice. More control. More independence.
From payroll to budgeting, Money Carer makes Direct Payments easy, secure, and built around your needs.