Inclusive Money Management

Since 2009, Money Carer has supported thousands of vulnerable people across the UK with specialist banking and financial advocacy. Working with local authorities, the Court of Protection, and families, we help manage everyday finances for those unable to do so themselves — ensuring safety, dignity, and independence.

At The Money Carer Foundation, we aim to make a positive impact on the lives of vulnerable people. We do this by using our experience and working alongside care support teams to provide innovative services to make everyday money management easier for all. Everyone deserves financial inclusion - safe, dignified access to their money, regardless of their circumstances.

FAQ

What is a Money Carer Card and how does it work?

The Money Carer Card is a contactless prepaid Mastercard linked to FSCS-protected bank accounts. It enables secure spending and supports multiple carers within a “circle of care.” Key features include balance limits, sweep functionality, spending alerts, and comprehensive tracking via the Monika platform.

What is Monika, and what can it do?

Monika is Money Carer’s proprietary banking and payments platform:

  • Used by hundreds of law firms, local authorities, and families.

  • Lets you manage multiple clients, view balances, send requests, and track spending.

  • Features real-time monitoring, document upload, messaging, and budgeting tools.

 

How does the appointeeship service work?

As a DWP-appointed corporate appointee, Money Carer:

  • Manages welfare benefits in the client’s name.

  • Pays bills, sends personal allowance, and manages everyday spending.

  • Handles communications with creditors, local authorities, and agencies.

 

Who can access Money Carer’s support?

Money Carer supports a wide range of vulnerable clients across the UK:

  • Adults with learning disabilities, mental health challenges, cognitive impairments, or memory issues.

  • Older people needing daily financial help.

  • Referred by local authorities, care providers, families, or professional deputies.